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Last Updated: December 25, 2025
Welcome to Minalyst. These Terms of Service ("Terms") govern your access to and use of Minalyst's AI-powered investment analysis platform, including our website, services, tools, and features (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the Service.
By creating an account, accessing our platform, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Minalyst.
We reserve the right to modify, update, or change these Terms at any time at our sole discretion. We will notify you of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.
You must be at least 18 years of age to use our Service. By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
Minalyst is an AI-powered investment analysis platform designed to help users conduct research and analysis on publicly traded companies and financial markets. Our Service includes, but is not limited to:
The Service relies on AI technology, including large language models and machine learning algorithms, to analyze financial data and generate insights. While we strive for accuracy, AI-generated content may contain errors or inaccuracies (see Section 5).
To access certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate.
You are responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account. You agree to:
You may not create an account using false information, impersonate another person or entity, or create multiple accounts to circumvent restrictions or limitations. We reserve the right to suspend or terminate accounts that violate these provisions.
You may use the Service for lawful personal or professional research and analysis purposes related to investment decision-making, subject to these Terms.
You agree not to:
Our Service uses artificial intelligence and machine learning to analyze data and generate insights. You acknowledge and understand that:
You are solely responsible for verifying all AI-generated information before making any investment decisions or taking any action based on our Service. Always cross-reference data with original sources, conduct your own independent research, and consult with qualified financial professionals.
We do NOT use your personal data, queries, conversations, or usage patterns to train our AI models or any third-party AI systems. Your data remains private and is never incorporated into machine learning training processes. See our Privacy Policy for complete details on how we handle your data.
IMPORTANT: The Service and all content provided through it are for informational and educational purposes only and do NOT constitute financial, investment, tax, legal, or professional advice.
Nothing on our platform should be construed as a recommendation or solicitation to buy, sell, or hold any security or financial instrument. We are not registered investment advisors, brokers, or financial planners.
All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. You should:
While we strive to provide accurate and timely information, we make no representations or warranties regarding:
Data may be delayed, incomplete, or contain errors. Market conditions can change rapidly, and information may become outdated quickly.
The Service and all content, features, functionality, software, code, designs, graphics, logos, trademarks, and other materials are owned by Minalyst or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. This license does not include any right to:
You retain ownership of any content, data, or information you upload, submit, or provide through the Service. By using the Service, you grant us a limited license to use, store, and process your content solely for the purpose of providing the Service to you, as described in our Privacy Policy.
Our Service may integrate with or contain links to third-party websites, services, data providers, or content. We do not control, endorse, or assume responsibility for:
Your use of third-party services is at your own risk and subject to their respective terms and conditions.
We strive to provide reliable, uninterrupted access to the Service, but we cannot guarantee that the Service will always be available, error-free, or secure. The Service may be subject to:
We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, for any reason. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MINALYST, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR:
This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.
In jurisdictions that do not allow the exclusion or limitation of liability for certain damages, our liability shall be limited to the maximum extent permitted by law. In no event shall our total liability exceed the amount you paid us in the twelve (12) months preceding the event giving rise to liability.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:
You agree to indemnify, defend, and hold harmless Minalyst, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:
You may terminate your account at any time by contacting us or using account settings. Upon termination, your right to access and use the Service will cease immediately.
We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice, at our sole discretion. Reasons for termination may include:
Upon termination, all rights and licenses granted to you will immediately cease. Sections of these Terms that by their nature should survive termination (including disclaimers, limitations of liability, indemnification, and governing law) shall survive.
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved through good faith negotiations. If negotiations fail, disputes shall be resolved through binding arbitration or in the courts located in Delaware, as mutually agreed.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Minalyst regarding the Service and supersede all prior agreements and understandings.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms at any time without notice.
If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us:
Email: lidar@minalyst.com
Website: minalyst.com
Subject Line: Terms of Service Inquiry
Important Notice: By using the Minalyst Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These Terms contain important information about your legal rights, remedies, and obligations, including limitations on our liability and your agreement to resolve disputes through arbitration. Please read them carefully.
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